The Ultimate Guide to Short-Term Rentals in Miami: Regulations, Permits, and Best Areas

Miami’s vibrant culture, stunning beaches, and year-round appeal make it one of the top destinations for short-term rentals (STRs). With a booming tourism industry, many property owners see Airbnb and Vrbo as lucrative investment opportunities. However, Miami has strict regulations, zoning laws, and permit requirements that investors must understand before operating a short-term rental.

This guide covers everything you need to know about short-term rentals in Miami, including legal requirements, permit processes, zoning restrictions, tax obligations, and the best areas for STR investments.

What Qualifies as a Short-Term Rental in Miami?

In Miami, a short-term rental is defined as a property rented for periods of less than 30 days at a time. These properties are commonly listed on platforms like Airbnb, Vrbo, and Booking.com. While short-term rentals are legal in some areas, they are heavily regulated and restricted in others.

Failure to comply with Miami’s short-term rental laws can result in hefty fines, license revocations, and legal action.

Statewide Short-Term Rental Regulations in Florida

Before diving into Miami-specific rules, it's important to note that Florida law requires all short-term rental operators to comply with state regulations. These include:

1. State Licensing & Registration

• All short-term rental operators must obtain a vacation rental license from the Florida Department of Business and Professional Regulation (DBPR).

• Operators must also register with the Florida Department of Revenue to collect and remit state sales tax on rental income.

2. Health & Safety Compliance

• Rental properties must adhere to health and safety regulations, including fire safety standards, occupancy limits, and sanitation guidelines.

3. Tax Obligations

• Short-term rental hosts must collect and remit state sales tax (6%) and local tourism development taxes, depending on the county.

Miami-Dade County Regulations for Short-Term Rentals

In Miami-Dade County, STRs are subject to additional regulations beyond the state level. These rules apply to all unincorporated areas of the county, as well as incorporated cities that enforce county guidelines.

1. Business Licensing & Permits

All STR operators in Miami-Dade County must:

• Obtain a Certificate of Use (CU) and Business Tax Receipt (BTR) from the county.

• Display their Certificate of Use number on all advertisements and listings.

2. Zoning & Occupancy Restrictions

Miami-Dade has strict zoning laws regarding STRs. Estate and Low-Density Residential zones have limitations, including:

• A responsible party must reside on-site for the duration of the rental.

• Maximum occupancy is restricted based on square footage and zoning codes.

3. Tax Collection & Remittance

• Hosts must collect Miami-Dade County Convention and Tourist Development Taxes on rentals under six months.

• These taxes must be remitted separately from state taxes.

City of Miami Short-Term Rental Rules

The City of Miami, separate from Miami-Dade County, has some of the strictest STR laws in Florida. The regulations vary depending on zoning districts.

1. Where Are Short-Term Rentals Allowed in Miami?

Miami is divided into different zoning categories:

Allowed Areas:

• Commercial zones (Downtown, Brickell, Edgewater, Wynwood)

• Mixed-use residential zones (some parts of Midtown and Little Havana)

• Tourist-oriented districts (Miami Beach, Art Deco District, parts of Coconut Grove)

Restricted Areas:

• Single-family residential zones (Coconut Grove, Coral Gables, Shenandoah)

• Low-density residential neighborhoods

2. Homestead Exemption Restrictions

• If a property has a homestead exemption, short-term rentals are prohibited unless the host is renting out a portion of their primary residence (e.g., a single room).

3. Fines for Illegal Short-Term Rentals

• The City of Miami imposes fines of up to $20,000 per violation for illegal STRs.

Short-Term Rental Rules in Miami Beach

Miami Beach, one of the most popular vacation destinations, has its own strict short-term rental laws.

1. Designated STR Zones

Allowed in:

• Hotel and resort districts (South Beach, North Beach, Collins Avenue)

• Certain multi-family residential areas

Not allowed in:

• Single-family home districts (most of Miami Beach)

2. Registration & Taxes

• Hosts must register with the City of Miami Beach and obtain a business tax receipt and resort tax account.

3. Severe Penalties for Violations

• Illegal STRs in Miami Beach face fines starting at $20,000, with repeat offenders facing fines of up to $100,000.

Best Areas for Short-Term Rentals in Miami

If you're looking to invest in a short-term rental in Miami, choosing the right neighborhood is key. Here are the top areas where STRs are permitted and profitable:

1. Brickell

• Miami’s financial district with a high volume of business travelers.

• Allows short-term rentals in high-rise condo buildings that permit them.

2. Downtown Miami

• One of the most flexible areas for short-term rentals.

• High demand from tourists and business visitors.

3. Wynwood & Edgewater

• Thriving arts and entertainment district with many Airbnb-friendly buildings.

• Mixed-use zoning allows for STR operations.

4. Midtown Miami

• Popular for short-term rental investors due to lenient STR policies.

• Close to shopping, nightlife, and attractions.

5. Miami Beach (Designated Areas Only)

• Limited STR availability, but properties in designated hotel and resort districts are extremely profitable.

Final Thoughts: Is Miami a Good Market for Short-Term Rentals?

Despite its strict regulations, Miami remains one of the most profitable STR markets in the U.S. for investors who operate legally. With the right location, compliance with city and county laws, and proper licensing, short-term rentals can generate substantial income.

Before investing, always:
✔️ Verify zoning laws and permitted STR areas.
✔️ Obtain all necessary licenses, permits, and tax registrations.
✔️ Check condo/HOA rules, as many buildings prohibit short-term rentals.

By following these guidelines, you can successfully invest in Miami's short-term rental market while avoiding fines and legal trouble.

Need Help Navigating Miami’s Short-Term Rental Market?

If you're looking to buy, sell, or invest in an Airbnb or Vrbo rental in Miami, working with a knowledgeable real estate expert is essential. Contact us today to find the perfect investment property that meets all legal requirements!

Email us for more information! goldenhomeshhi@gmail.com
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Key Takeaways

✔️ Short-term rentals in Miami are heavily regulated, with strict zoning laws.
✔️ Required licenses include a state vacation rental license, local business tax receipt, and Certificate of Use.
✔️ Miami Beach has some of the toughest penalties, with fines up to $100,000 for illegal STRs.
✔️ The best areas for STRs include Brickell, Downtown Miami, Wynwood, Midtown, and designated parts of Miami Beach.

By staying informed and compliant, you can successfully operate a short-term rental in Miami while maximizing your investment!