The Best Retirement Communities on Hilton Head Island, SC: Where Relaxation Meets Luxury Living

Looking for the best retirement communities on Hilton Head Island, SC? Whether you're dreaming of sun-drenched days, world-class golf, or a peaceful coastal lifestyle, Hilton Head Island offers some of the most desirable and vibrant places to retire in the Southeast. From 55+ active adult communities to private, gated neighborhoods with stunning amenities, this island paradise has it all.

Why Retire on Hilton Head Island?

Hilton Head Island isn’t just a vacation destination—it’s a lifestyle. With mild winters, beautiful beaches, top-rated golf courses, and endless opportunities for outdoor recreation, it’s no wonder this Lowcountry gem is consistently ranked among the best places to retire in South Carolina.

Additional perks:

• Low property taxes compared to many states

• Access to top-tier healthcare

• A strong sense of community and safety

• Cultural events, farmer’s markets, and festivals year-round

Whether you’re looking for peace and quiet or an active adult lifestyle, Hilton Head offers something for everyone.

Top Retirement Communities on Hilton Head Island

Here’s a breakdown of some of the most popular and desirable retirement communities on the island, tailored for retirees seeking the perfect mix of comfort, connection, and coastal living.

1. Sun City Hilton Head (Technically in Bluffton, minutes from Hilton Head)

Best For: 55+ active adults who want a resort-style lifestyle with countless amenities.

Why It's Great:

• One of the largest active adult communities in the Southeast

• Over 100 clubs and social groups

• 3 golf courses, tennis, pickleball, indoor/outdoor pools, and a performing arts theater

• On-site restaurants, fitness centers, and a full schedule of activities

Bonus: It's just a short drive to Hilton Head Island beaches and attractions, offering the best of both worlds—affordable homes with resort-style living just off the island.

Search Sun City listings here ➝ teamhiltonhead.com

2. Sea Pines Plantation

Best For: Retirees who want beachfront access, golf, and upscale amenities in a historic and prestigious community.

Highlights:

• Home to the iconic Harbour Town Lighthouse and PGA Tour’s RBC Heritage Golf Tournament

• Access to three championship golf courses, beach clubs, bike trails, and marina

• Gated with 24-hour security

• Beautifully landscaped, natural setting with wildlife and lagoons

Sea Pines combines luxury coastal living with community charm—ideal for retirees seeking a higher-end, well-established neighborhood.

3. Hilton Head Plantation

Best For: Those looking for a peaceful, gated community with privacy and access to nature.

What Makes It Stand Out:

• 4 golf courses, tennis courts, a marina, and Skull Creek boathouse

• Beautiful walking and biking trails

• On-site Cypress Retirement Center for assisted living needs

• Offers both single-family homes and villas

It’s one of the largest residential communities on Hilton Head Island and a top choice for retirees who want scenic beauty, security, and convenience.

4. Indigo Run

Best For: Golf lovers and retirees looking for a private, upscale feel.

Community Perks:

• Gated community with The Golf Club at Indigo Run and Golden Bear Golf Club

• Luxury homes, quiet streets, and natural preserves

• Located mid-island for easy access to shopping, medical care, and beaches

Indigo Run offers an intimate, tranquil atmosphere with low-density development, making it great for peaceful retirement living.

5. Long Cove Club

Best For: Exclusive, luxury living in a private golf community.

Key Features:

• Limited number of custom homes for a true private club experience

• Pete Dye-designed championship golf course

• Deepwater marina, tennis, pickleball, community garden, and more

• Strong sense of camaraderie and lifestyle-based programming

This community offers a tight-knit feel and is ideal for retirees who prioritize elegance, privacy, and connection with fellow residents.

6. Wexford Plantation

Best For: Boating and yachting retirees who enjoy upscale amenities and social living.

Why Wexford Stands Out:

• Private harbor and lock-controlled marina

• Signature golf course designed by Arnold Palmer

• Clubhouse, tennis courts, croquet, and fine dining

• Gated and full of beautifully designed luxury homes

Wexford is one of Hilton Head’s most elite communities, combining maritime living with elegance.

Choosing the Right Hilton Head Retirement Community

Every retiree has different goals, preferences, and budget expectations. Here are a few things to consider when choosing the right retirement community for you:

✅ Lifestyle Goals: Do you want golf, beach access, social clubs, or quiet serenity?
✅ Budget: Hilton Head offers everything from modest condos to multi-million-dollar waterfront estates.
✅ Healthcare Access: Proximity to hospitals and medical centers can be important for long-term planning.
✅ Home Types: Villas, condos, single-family homes, and custom estates are all available.
✅ HOA Fees & Amenities: Understand what’s included—some communities have full-service amenities that cover lawn care, security, and more.

Ready to Find Your Retirement Home on Hilton Head Island?

Whether you're relocating from out of state or transitioning into your next life chapter, Hilton Head Island is one of the best places to retire in the U.S. And with Golden Homes Hilton Head, you’ll have a dedicated, experienced real estate team who will treat you like family, negotiate on your behalf, and guide you through every detail of your transaction.

🏡 Browse current Hilton Head retirement community listings at teamhiltonhead.com
📞 Contact Chaz Holden or Tracy Lippert at Golden Homes today to schedule a private tour or get personalized retirement relocation advice.